Insuring the UK's cyclists

Cycleguard – number one for bicycle insurance

Cycleguard are one of the UK's best bicycle insurance providers – offering insurance for a wide range of cyclists.

With Cycleguard you can be guaranteed of the best prices and superb service. We don't believe that 'one size does fit all' – so you create your own cover using our range of flexible bicycle insurance cover options. This means you get the cover you actually need and save money in the process by not paying for cover options that you'll never use!

Cycleguard are one of the few companies that offer a racing option for cyclists that participate in competitive bicycle sports (our Active option). We are also one of the few bicycle insurance companies that offer a worldwide cover option, so if you do take your bicycle abroad, we have an insurance option that works for you. Of course you can choose UK only or EU cover if you don't plan of going that far abroad!

Many cyclists are becoming more aware of the need to have liability cover, so that in the event that you cause an accident or damage to another road user, you would be protected against those expensive third party claims. Our Roadcare policy is ideal for cyclists that only require public liability cover and no bicycle or accessory insurance.

Over 150,000 bicycles are stolen every year – that's nearly 1 in 20 ! Obviously there are things you can do to help prevent theft:

Buy a decent lock. As a very general rule we'd suggest that you spend between 5 and 10% of the value of your bicycle on a quality lock (preferably more if you can afford it). Have a look at our lock list for the locks that we believe will reduce the need for you to claim on your insurance.

Lock your bicycle to an immovable object. Note that we use the phrase immovable not 'very heavy' – an elephant is very heavy but not an ideal place to lock your bicycle too! Ok, so we are taking extremes here but we have had people lock their bike to something which turned out to be inappropriate!

Use multiple locks. If you really want to protect your bicycle, try using two locks of different types – a chain lock and a D lock for instance. The likelihood of a thief having tools for both types of lock are much less.

Secure your accessories. Don't forget to secure accessories and removable wheels with your lock (or use a separate lock for those).

HELPLINE 0845 408 1811
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