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Cover options
  • Theft & Accidental Damage
  • Cover for bikes up to £10,000
  • Cycling Accessories
  • Competition & Racing
  • Race Fees Cover
  • In-vehicle Cover
  • Replacement Hire
  • Public Liability
  • Personal Accident
  • Electric Bike
  • Family Use
  • UK, EU & Worldwide Cover
  • Roadside Recovery
97% customer satisfaction

97% of customers rate the service from the claims team as excellent or good

I cannot fault the service I have received - the claim was handled promptly and efficiently with excellent customer service
Mr CE. London

Insurance for cyclists and their bicycles

Every year thousands of cyclists insure through Cycleguard whether they cycle for leisure, commuting, touring, off-road, track cycling, road racing or triathlons.

Cycle insurance from Cycleguard:

  • Accidental damage and theft
    Cover up to 3 bikes on one policy, up to £10,000 in value, in the event that they are stolen or accidentally damaged, e.g. hitting a pothole when out riding
  • Cycle Accessories
    You can choose to cover up to £500 worth of your cycling related accessories such as clothing, cycling sat-navs, triathlon wetsuits, etc.
  • Cover whilst competing
    Cover for time-trials is automatically included but you can extend cover for use whilst competing in other cycle races and also your cycle event race fees – see our ‘Active’ option
  • Public Liability cover
    Choose from £1m, £2m or £5m worth of cover against third party claims made against you for injury or damage to another person’s vehicle or property
  • In-vehicle cover
    Cover for your bike(s) whilst temporarily stored in a vehicle
  • New-for-old
    All bikes up to 3 years old are replaced on a new for old basis (older bikes can still be covered but are subject to depreciation**)
  • Choice of area covered
    You can choose cover for UK, EU or Worldwide
  • Claims Replacement hire
    To keep you cycling, you can hire a bike whilst waiting for your bike to be repaired or replaced*
  • Cycle Rescue
    Our Roadside recovery option provides support in the event that you can’t continue your journey

* Subject to an approved claim
** Depreciation – deductions will be made from the sum insured for wear, tear and depreciation on bicycles over 3 years old.

We've been providing specialist cycle insurance since 1998

Our Cycleguard insurance offers a range of covers to suit your needs and budget. So whether you are enjoying a regular commute on your new ‘cycle to work’ bike, gearing up for your next Etape or simply looking to shape up through the summer months; Cycleguard will give you the peace of mind to just enjoy your cycling.

We also strive to give our customers top-quality and expert service. Our call centre is UK-based with friendly and knowledgeable staff, and our dedicated claims team prides itself on the personalised service that it provides.

We make it easy for you

You can get a quote in a few seconds, and a policy in a few minutes. Choose the cover levels and options that best suit your requirements, safe in the knowledge that you can change your mind if you find it's not suitable

As a Cycleguard customer, you can manage, change and renew your policy online at the time that suits you, or you can contact our call centre who will be happy to help.