Helpline: 0844 826 2297
Mon to Fri 9.00am to 6.00pm

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Why choose Cycleguard?

Our Cycle insurance has been developed in consultation with Cyclists as well as those who work in the cycle industry to provide insurance for you and your equipment whilst commuting, training or competing, whether that is in the UK or abroad.

Through our range of flexible cover options - you create the cover you want allowing you to commute, train or compete with the peace of mind that your kit is protected.

You can get a quote in 20 seconds

You can get a quote in 20 seconds, choose to pay monthly and get Instant Cover. If you have any questions then our helpful Customer Service team will be happy to take your call.

Keeping you commuting

We understand your bike is a vital part of your daily commute. So, if you make a claim, we’ll get you back on the road as soon as possible.

Making the mountains possible

With the speed and terrain of a good single track, we know that accidents will happen. Protect your bike and accessories with our accidental damage cover.

Ride the roads

Protecting your ride and keeping you on the tarmac is what we are here for. If you are a competitive cyclist then our race event fee cover may also interest you.

Accidental damage and theft

Cover up to 3 bikes on one policy, up to £10,000 in value, in the event that they are stolen or accidentally damaged, e.g. hitting a pothole when out riding.

Cycle Accessories

You can choose to cover up to £500 worth of your cycling related accessories such as clothing, cycling sat-navs, triathlon wetsuits, etc.

Cover whilst competing

Cover for time-trials is automatically included but you can extend cover for use whilst competing in other cycle races and also your cycle event race fees – see our 'Active' option.

Public Liability cover

Choose from £1m, £2m or £5m worth of cover against third party claims made against you for injury or damage to another person's vehicle or property.

In-vehicle cover

Cover for your bike(s) whilst temporarily stored in a vehicle.


All bikes up to 3 years old are replaced on a new for old basis (older bikes can still be covered but are subject to depreciation*).

*Depreciation – deductions will be made from the sum insured for wear, tear and depreciation on bicycles over 3 years old.

Choice of area covered

You can choose cover for UK, EU or Worldwide.

Claims Replacement hire

To keep you cycling, you can hire a bike whilst waiting for your bike to be repaired or replaced*.

*Subject to an approved claim.

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Cycleguard is a trading style of Thistle Insurance Services Ltd. Lloyds Broker. Authorised and regulated by the Financial Conduct Authority. A JLT Group company.
Registered office: The St Botolph Building, 138 Houndsditch, London EC3A 7AW.
Registered in England No 00338645, VAT No. 244 2321 96.

Official Insurance Partner:

Marie Curie Cancer Care Etape Caledonia Marie Curie Cancer Care Etape Pennines
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