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How to use this site

This is a step-by-step guide to show you how to obtain an online quote and ''create your own cover'.

1. Get a quote
   The first step is to enter the total replacement value of your bicycle(s) (that's the price it would normally cost new and undiscounted, from a cycle shop and also including VAT) and your postcode.
2. Create your own cover
   Now you can start to add in the cover options that suit your needs. If you race on your bicycle or need liability cover - you can add these options in. Your quote will update automatically as you select or de-select cover options.
3. Number of bicycles
   You can insure up to 3 bicycles on your policy. The bicycles must be yours and used by you.
4. Area cover
   This option allows you to specify the geographical area that you require cover for. Your cover includes use of your bicycle throughout the UK, if you take your bicycle abroad select the appropriate extension below:
   • Additional cover for the EU for 90 days per year (30 day maximum trip length)
   • Additional Worldwide cover for 45 days per year (45 day maximum trip length).
5. Public liability
   This option covers you for claims made against you should you cause injury or damage to property.
   
   Our public liability option provides a choice of £1, £2 or £5 million of public liability cover and also includes personal accident cover, which pays out an amount of money should you suffer Loss of limb, Loss of Sight, Permanent Total Disablement or Death whilst using your bicycle.
6. Bicycle roadside recovery (Cycleguard Rescue)
   This option provides you with support should you be unable to continue a bicycle journey. This could be due to a cycling accident or vandalism or the irreparable breakdown of your bicycle.
   
   The cover will ensure that you are transported to a suitable cycle repair shop, railway station, car rental agency or your home or overnight accommodation.
7. Family members
   This option allows other members of your family to use your bicycle (they must be over 16). Theft and accidental damage are covered and you have the option later to add liability cover to family members (regardless of whether you have chosen the option above).
8. You have now ''created your own cover'! Please make sure you understand your Policy 
   You now have 3 options:
   • You can save your quote and have it emailed to you for future use.
   • Continue through the application and take out cover online.
   • Spend the next hour hunting the web for another quote!
9. How to pay
   Once you've completed the application process, just choose how you wish to pay:
   • Online - by single payment by credit/debit card
   • Online - over 12 monthly instalments
10. That's it - you're covered!
    Within 5 working days we will either send your welcome letter and confirmation schedule to you by post or electronically by email, which will list all the items insured and confirm all the components of the cover you have selected. You will need to download the policy wording via a link in the confirmation email or whilst completing your application.

Don't forget - you have 28 days to change your mind!

If you want to change details of the cover, you can contact us on 0844 826 2297 or amend the details of your policy online.