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> Home > Policy information > Public Liability and Personal Accident Public liability and personal accidentWhat is public liability?Public liability is also known as third party liability and protects you against third party claims for injury or damage to property. For example, If you were to accidentally ride into someone or something and cause injury or damage, that person could look to claim compensation from you. Cycleguard offer a choice of £1, £2 and £5 million public liability cover and you can also choose to extend liability cover to family members. If you only require liability insurance when using your bike, then click to get a quote from Cycleguard Roadcare. What is personal accident cover?If you were to personally suffer injury whilst using your bicycle, Cycleguard provides cover up to £10,000 for death and permanent total disablement or £5,000 for loss of limb or eye. This is included as standard if you choose to take the public liability option with your Cycleguard bicycle insurance.
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