UK, EU & Worldwide Cover • Roadside Recovery • Theft & Accidental Damage

Mountain bike insurance
We love the world of cycling here at Cycleguard - in fact, we've loved it since we started back in 1998

Mountain bike insurance

Mountain bikes, whether they’re Cross Country, Downhill or Endurance bikes are all built to give riders a great off-road experience. And if you’re serious about that MTB experience, you should be looking to buy insurance cover from an insurer that really knows its Endo from its Enduro!

Cycleguard’s mountain bike insurance includes cover against theft and accidental damage as well as offering optional public liability cover.

And don’t forget, if you are a competitor, check that your current mountain bike insurance doesn't exclude competitive events or racing - with Cycleguard you can choose our Active Extension, which not only covers you whilst competing, but also includes race fee cover.

Some of the best MTB terrain can be found abroad, not just in Europe but all over the world.So if you’re going abroad with your bike, you’ll want to know that it’s covered with the same level of protection as at home, which it may not be with other cycle insurers or on your Home Insurance. With Cycleguard you can opt for EU or Worldwide Cover – and when we say worldwide… we mean it!

Every MTB rider knows that mountain biking is a very physical sport - it's hard on the rider and it's hard on the bike. Our public liability option includes personal accident cover so you're protected should you or your bike suffer accidental damage out on the trail!

So why is Cycleguard a great choice for mountain bike insurance?

  • Cover against theft and accidental damage (for MTBs up to £12,500, higher limits available on referral)
  • Active Extension - Optional racing or competitive use
  • Public liability (to ensure you're protected against third party claims)
  • Personal accident (to cover you in the event of death or injury)
  • UK, EU or Worldwide Cover
  • With our Agreed Value option, we can cover bikes on an agreed value with no loss of value (depreciation), as long as you keep proof of any parts purchased, or a fresh valuation is obtained every 3 years. Just speak to our trained call centre staff who can talk you through the options.

Get a quote on our mountain bike insurance now.

Key features

Theft and accidental damage
cover up to £12,500
UK, EU and Worldwide cover
Roadside Assistance Cover
New for old bikes - up to 3 yrs
Roadside Recovery
In Vehicle theft cover

I was delighted with the service and help I got today from Cycleguard. I needed to make a claim and was talked through the process. Tom was a pleasure to talk to and extremely helpful.

Victoria Smith - Coventry 2015

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