About Us

Over 20 years of seriously good insurance

Our experience


Guardcover is a leading brand of specialist leisure insurance, focused on fulfilling the insurance needs of cyclists, musicians, photographers, golfers, property owners and pet owners since 1998.

We have built our reputation on understanding the needs of our customers to support the development of our product range whilst delivering great service to provide customers with the support they need through the insurance journey. Our in-depth knowledge of cycling, music, photography, property and pet care spans over 20 years of serving the insurance requirements of thousands of keen amateurs, professionals and pet owners. So whatever you are serious about, we'll help protect it.

Our products


In an increasingly connected world there are more opportunities to share, engage and indulge in our interests. Whether it’s entering sportives, playing gigs or going on a golf or photography holiday – there's a world of choice. But the more fulfilling and rewarding our interests become, the more expensive it is to keep them up. If you have accumulated equipment and assets worth thousands of pounds, through doing what matters to you, standard policies just don’t match up. You need insurance that goes beyond a regular household contents policy - specialist insurance from a provider who understands how much these things mean to you. The Guardcover range from Thistle Insurance Services is here to provide the cover you need for the things you’re serious about. Our policies aim to meet your complex needs, so you can rest assured that when buying a Guardcover product, you have access to seriously good insurance.

Our partners


It’s not just 20 years of experience that we offer, our partnerships with leading organisations, associations and events are testament to the high regard in which we are held in the markets in which we operate and we're proud to partner with each and every one. Find out more about our partners below. 


Recent posts


We want to make sure you're getting the most out of your bike. If you're a road racer, trail rider, or commuter, our articles section might just be what you've been looking for! So park-up and take a tour through our handy hints, tips and guides to help you find exactly what you're looking for in the world of cycling.