E-Bike Insurance

Find out which bikes are included in our cover

Key features

Electric bikes are quickly gaining speed as a way of commuting and since the introduction of electric mountain bikes, they’re now sought after for leisure purposes too. However, e-bikes don’t come cheap, so it's worth making sure your bike is insured should the worst happen. We’ve been at the forefront of e-bike insurance from the start and our cover is designed to meet the needs of electric bike users across the UK.

Our e-bike cover is available to cyclists aged 14 years and over, and whose electrically assisted bikes are not subject to the Road Traffic Act. This means that your motor cannot exceed 250 Watts and also cuts-out once you are cycling at more than 15.5 mph. Our insurance for electric bikes can provide protection against public liability costs should you suffer an accident and can be extended to cover the costs of medical treatment. Take a look at what else we can offer you below.

Cyclist thrown off bike

Accidental Damage

Hit that corner too hard or come face to face with a pothole? We’re here to get you riding again. Excludes wear and tear.

Multi Bike_Yellow2

Multi-Bike Discount

The more bikes you insure with us, the more you save! Include all the bikes in your shed, including family members who live with you, to receive our multi-bike discount. Maximum 10 bikes to be specified per policy. 


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e-bike theft cover

In-Vehicle Cover

Protect yourself against theft and in-vehicle theft of your bike. Our cover includes simplified lock requirements - which you can find here. In vehicle security requirements apply.

emergency cycle rescue

Cycle Rescue

Our 24/7 recovery team are always on hand to get you and your bike back to a safe location in the event of an irreparable puncture or ‘breakdown’ of your bike. You must be at least quarter of a mile from your insured location.

New for Old_Yellow

New for Old Cover

No bike-value depreciation when you use our approved claims service, which are all handled in-house. Our personal service means no outsourcing to third parties. Market value is available for any cycle clothing.

three bicycles

Family Cover

We can cover yours and your family’s bikes - along with your accessories - on one straightforward policy which will automatically include your multi-bike discount. Bikes will need to be specified on your policy.

cycle hire

Bike Hire

Is your bike out of action? Bike hire is covered as part of our claims service. We can provide up to £500 to hire a replacement bike if you need one.

bike accessories


From your Garmin to your Oakley’s, light sets to Lycra, it's easy to cover your cycling accessories with us. We can cover up to £2,500 worth of accessories. Mobiles and smartphones are excluded. Only specified accessories are covered.  

Our optional extras

If you're zipping through the traffic on your e-bike then you may want to take a look at our optional extras to give you an added sense of security. Our Personal Injury protection provides up to £25,000 in treatment and medical costs should you suffer an accident while out and about. Additionally, we can even offer up to £5million to cover you against third-party injury or damage claims if you're involved in a crash with another road user or you bump into someone's property. So, to get even more from your cover, take a look at our optional extras and get a quote from us today.

plane circling the globe

Global Travel

30 days of EU travel cover not enough? Extend your cover to 365 days worldwide. Includes up to £300 bike box transit-damage cover. Maximum 60 days per trip.


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personal injury

Personal Injury

Suffered an injury because of a cycling accident or road-rage incident? We can provide up to £25,000 cover for dental treatment, broken bones and physiotherapy. All incidents to have occurred whilst cycling.

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£5m Public Liability

Up to £5million in Public Liability cover for cycling related claims made against you. Cover not extended to North America.

racing bikes insurance

Race and Compete

Whether it’s a trial or sportive, triathlon or track meet, we can be right there with you. We can cover up to £750 in race fees, £500 for travel and accommodation cover and £200 cover for clothes lost in a transition area. Pre-existing illness or injury cannot be covered.