Student Bike Insurance

Protecting UK cyclists for over 20 years

Key features

Do you bike to and from your lectures? If you’re using pedal power as a cheaper way to get around, then you’ll want to make sure your bicycle is insured against damage or theft. Our insurance includes cover should your bike become damaged on your way to and from class. We can also provide you with a replacement bike if you’ve made a claim with us and are without your wheels during term-time, as well as optional cover that provides expert legal advice should you fall victim to a pesky pothole or civil claims from other road users. Take a look at what our policies can offer student cyclists below.  

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Accidental Damage

Hit that corner too hard or come face to face with a pothole? We’re here to get you riding again. Excludes wear and tear.

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Multi-Bike Discount

The more bikes you insure with us, the more you save! Include all the bikes in your shed, including family members who live with you, to receive our multi-bike discount. Maximum 10 bikes to be specified per policy. 


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In-Vehicle Cover

Protect yourself against theft and in-vehicle theft of your bike. Our cover includes simplified lock requirements - which you can find hereIn vehicle security requirements apply.

Cycle Rescue

Our 24/7 recovery team are always on hand to get you and your bike back to a safe location in the event of an irreparable puncture or ‘breakdown’ of your bike. You must be at least quarter of a mile from your insured location.

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New for Old Cover

No bike-value depreciation when you use our approved claims service, which are all handled in-house. Our personal service means no outsourcing to third parties. Market value is available for any cycle clothing.

Family Cover

We can cover yours and your family’s bikes - along with your accessories - on one straightforward policy which will automatically include your multi-bike discount. Bikes will need to be specified on your policy.

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Bike Hire

Is your bike out of action? Bike hire is covered as part of our claims service. We can provide up to £500 to hire a replacement bike if you need one.

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From your Garmin to your Oakley’s, light sets to Lycra, it's easy to cover your cycling accessories with us. We can cover up to £2,500 worth of accessories. Mobiles and smartphones are excluded. Only specified accessories are covered.

Our optional extras

Looking for a little bit more than the standard cover ahead of a new term? Our extended policies might be just what you're looking for. We can provide up to £25,000 towards treatment and medical costs if you have an accident or are a victim of road rage while on your bike. We know how important it is that you feel safe as you ride, so that's why we also offer up to £5million to protect you against third-party liability and damage claims made against you. So, if you're interested in extending your cover, take a look at what we can do for you and get a quote from us today.

Global Travel

30 days of EU travel cover not enough? Extend your cover to 365 days worldwide. Includes up to £300 bike box transit-damage cover. Maximum 60 days per trip.


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Personal Injury

Suffered an injury because of a cycling accident or road-rage incident? We can provide up to £25,000 cover for dental treatment, broken bones and physiotherapy. All incidents to have occurred whilst cycling.


£5m Public Liability

Up to £5million in Public Liability cover for cycling related claims made against you. Cover not extended to North America.

Race and Compete

Whether it’s a trial or sportive, triathlon or track meet, we can be right there with you. We can cover up to £750 in race fees, £500 for travel and accommodation cover and £200 cover for clothes lost in a transition area. Pre-existing illness or injury cannot be covered.