Road Bike Insurance

Protecting UK cyclists for over 20 years

Key features


As a dedicated road cyclist, you’ll love the freedom of the open road and the speed of your bike over tarmac. Whether you’re a member of a club, or if you simply enjoy racking up the road miles, you’ll want your bike and accessories covered should things go wrong. With our insurance, we can provide you with the help you need should your bike become stolen or damaged and can even be extended to protect you from the cost of serious injury when out on the road. Have a look at what our cover can do for you below. 

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Accidental Damage

Hit that corner too hard or come face to face with a pothole? We’re here to get you riding again. Excludes wear and tear.

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Multi-Bike Discount

The more bikes you insure with us, the more you save! Include all the bikes in your shed, including family members who live with you, to receive our multi-bike discount. Maximum 10 bikes to be specified per policy. 

 

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In-Vehicle Cover

Protect yourself against theft and in-vehicle theft of your bike. Our cover includes simplified lock requirements - which you can find here. In vehicle security requirements apply.

Cycle Rescue

Our 24/7 recovery team are always on hand to get you and your bike back to a safe location in the event of an irreparable puncture or ‘breakdown’ of your bike. You must be at least quarter of a mile from your insured location.

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New for Old Cover

No bike-value depreciation when you use our approved claims service, which are all handled in-house. Our personal service means no outsourcing to third parties. Market value is available for any cycle clothing.

Family Cover

We can cover yours and your family’s bikes - along with your accessories - on one straightforward policy which will automatically include your multi-bike discount. Bikes will need to be specified on your policy.

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Bike Hire

Is your bike out of action? Bike hire is covered as part of our claims service. We can provide up to £500 to hire a replacement bike if you need one.

Accessories

From your Garmin to your Oakley’s, light sets to Lycra, it's easy to cover your cycling accessories with us. We can cover up to £2,500 worth of accessories. Mobiles and smartphones are excluded. Only specified accessories are covered.


Our optional extras


Our extended covers can provide you with protection against theft and accidental damage while you’re overseas and can also reimburse a cancelled race you’ve been looking forward to. You don’t even have to be a competitive cyclist to benefit either. If you use your bike to get around, then we can help ease your worries when you take to the road by offering up to £5million in indemnity in case you’re involved in an accident. Have a look at the services we can provide to the nation’s cyclists as part of our extended cover below.

Global Travel

30 days of EU travel cover not enough? Extend your cover to 365 days worldwide. Includes up to £300 bike box transit-damage cover. Maximum 60 days per trip.

 

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Personal Injury

Suffered an injury because of a cycling accident or road-rage incident? We can provide up to £25,000 cover for dental treatment, broken bones and physiotherapy. All incidents to have occurred whilst cycling.

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£5m Public Liability

Up to £5million in Public Liability cover for cycling related claims made against you. Cover not extended to North America.

Race and Compete

Whether it’s a trial or sportive, triathlon or track meet, we can be right there with you. We can cover up to £750 in race fees, £500 for travel and accommodation cover and £200 cover for clothes lost in a transition area. Pre-existing illness or injury cannot be covered.