Features and Benefits

Insurance designed to keep you in the saddle

What our cover can do for you


Want to know just what we can offer you? Our insurance has been designed to meet the varied needs of cyclists. So, it doesn’t matter if you’re a mountain biker, a road racer or even someone who commutes on their e-bike, we can provide the protection you need. Our policies can cover you if your bike is stolen or damaged and can even be extended overseas if you're planning on jetting off on a bike tour. Have a look at what we can offer you today.  

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Accidental Damage

Hit that corner too hard or come face to face with a pothole? We’re here to get you riding again. Excludes wear and tear.

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Multi-Bike Discount

The more bikes you insure with us, the more you save! Include all the bikes in your shed, including family members who live with you, to receive our multi-bike discount. Maximum 10 bikes to be specified per policy. 

 

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In-Vehicle Cover

Protect yourself against theft and in-vehicle theft of your bike. Our cover includes simplified lock requirements - which you can find here. In vehicle security requirements apply.

Cycle Rescue

Our 24/7 recovery team are always on hand to get you and your bike back to a safe location in the event of an irreparable puncture or ‘breakdown’ of your bike. You must be at least quarter of a mile from your insured location.

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New for Old Cover

No bike-value depreciation when you use our approved claims service, which are all handled in-house. Our personal service means no outsourcing to third parties. Market value is available for any cycle clothing.

Family Cover

We can cover yours and your family’s bikes - along with your accessories - on one straightforward policy which will automatically include your multi-bike discount. Bikes will need to be specified on your policy.

Bike Hire

Is your bike out of action? It’s covered as part of our claims service. We can provide up to £500 to hire a replacement bike if you need one.  

Accessories

From your Garmin to your Oakley’s, light sets to Lycra, it's easy to cover your cycling accessories with us. We can cover up to £2,500 worth of accessories. Mobiles and smartphones are excluded. Only specified accessories are covered.


Our optional extras


Want a bit more from your policy? Our additional extras aim to give you even more protection, so when you hop into the saddle, you know that you’re covered when you take to the open road. Our extended cover includes protection overseas, compensation if a race you’ve entered gets cancelled and expert legal support should something happen to you while you’re on the road. 

Global Travel

30 days of EU travel cover not enough? You can extend your cover to 365 days worldwide. Benefit from up to £300 bike box transit-damage cover and up to £150 emergency bike hire abroad cover. Maximum 60 days per trip.

 

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Personal Injury

Suffered an injury because of a cycling accident or road-rage incident? We can provide up to £25,000 cover for a range of injuries; including dental treatment, broken bones, physiotherapy and more. All incidents to have occurred whilst cycling.

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£5m Public Liability

Up to £5million in Public Liability cover for cycling related claims made against you. Cover not extended to North America.

Race and Compete

Whether it’s a trial or sportive, triathlon or track meet, we can be right there with you. We can cover up to £750 in race fees, £500 for travel and accommodation cover and £200 cover for clothes lost in a transition area. Pre-existing illness or injury cannot be covered.


Lock requirements based on the value of your bike

We understand that to get the most out of your bike, you will need to leave it in a number of public places. All you need to do is make sure it is locked to a static object using an approved lock. With our cover you can leave your bike locked in a secure location for up to 18 hours. Click here for our handy guide on what sort of locks to use for your bike.

How to lock your bike

We've created a simple graphic to show you the best way to lock and secure your bike - click here to take a look!